Privacy Policy
Spark & Drive Gear ("we", "our", or "us") operates an automotive commerce platform in Ghana. This Privacy Policy explains how we collect, use, store, and protect personal information.
Effective Date: [21-May_2025]
1. Information We Collect
- Account data (name, email, phone)
- Transaction and payment records
- Delivery and verification details
- Technical and usage data
2. How We Use Information
- Provide services
- Process and verify payments
- Communicate updates
- Prevent fraud and resolve disputes
3. Legal Basis
- User consent
- Contract performance
- Legal obligations
- Legitimate business interests
4. Data Sharing
- Payment providers
- Logistics partners
- Technology providers
- Regulatory authorities where required
5. International Transfers
Data may be processed outside Ghana with appropriate safeguards.
6. Data Security
We implement appropriate safeguards. Users are responsible for protecting account credentials. We are not liable for breaches caused by user negligence or external compromise beyond our control.
7. Data Retention
Data is retained as necessary for:
- service delivery
- compliance
- dispute resolution
8. User Rights
Users may request access, correction, or deletion subject to legal limitations and verification.
9. Cookies
We use cookies for functionality, security, and performance.
10. Automated Systems
Some services use AI and automated processing. Outputs are not guaranteed and must be independently verified.
11. Limitation of Liability
We are not liable for damages arising from data use, system access, or reliance on automated outputs.
12. Governing Law
Governed by Ghana law including:
- Data Protection Act, 2012 (Act 843)
- Electronic Transactions Act, 2008 (Act 772)
13. Identity Verification
To protect our platform, users, and transactions, Spark & Drive Gear may request identity verification for certain activities, including high-value transactions, sourcing requests, payment verification, dispute resolution, and fraud prevention.
Verification may require submission of identification documents such as a Ghana Card, passport, or other valid identification.
- be used solely for verification, compliance, fraud prevention, and dispute handling
- be stored securely using appropriate technical safeguards
- be accessible only to authorized personnel
- not be shared except where required by law or for compliance purposes
We retain such data only for as long as necessary for these purposes, after which it may be securely deleted.
You may request access, correction, or deletion of your data subject to legal and operational limitations.
14. Disputes
Disputes should first be resolved internally, then via ADR or Ghana courts.
15. Contact
sparkanddrivegear@gmail.com
+233 552 626 997
[GM-155-5020, Oyarifa, Greater Accra]
Business Hours
Monday – Saturday, 8:30 AM – 5:30 PM (GMT)
Privacy contact: sparkanddrivegear@gmail.com · +233 552 626 997